Vehicle replacement for vehicles with higher mileage or delivery services
Optiom Pro is a total loss vehicle replacement product providing enhanced protection for your new, used or leased vehicle.
New Vehicles: In the event of a total loss, Optiom Pro will pay the difference between the market value of the vehicle at the time of loss and the MSRP value of a brand new, equivalent model replacement vehicle.
Used Vehicles: In the event of a total loss, Optiom Pro will pay the difference between the market value of the vehicle at the time of loss and the Canadian Black Book retail clean value or an equivalent valuation of that vehicle at policy inception.
Total Loss Deductible Reimbursement: In the event of a total loss if a deductible has been paid to the primary auto insurer, Optiom Pro will reimburse up to $500 for total loss deductible reimbursement.
Designed for vehicles that drive more than 50,000 kilometres per year
Optiom Pro is a total loss vehicle replacement product providing enhanced protection for your new, used or leased vehicle. Regardless if your vehicle is used for personal, business or commercial use, OR any combination of the three, you may qualify for Optiom Pro.
