PRO SOLUTIONS

Vehicle replacement for vehicles with higher mileage or delivery services

Optiom Pro is a total loss vehicle replacement product providing enhanced protection for your new, used or leased vehicle.

  • Designed for commercial use vehicles including delivery operations.
  • Coverage is available for vehicles five model years and newer.
  • Vehicles up to 9,000 kg GVWR for much larger units.
  • Coverage available for fleet operations.
  • To learn more about Optiom Pro and submit a quote request, contact pro@optiom.com today!

New Vehicles: In the event of a total loss, Optiom Pro will pay the difference between the market value of the vehicle at the time of loss and the MSRP value of a brand new, equivalent model replacement vehicle.

Used Vehicles: In the event of a total loss, Optiom Pro will pay the difference between the market value of the vehicle at the time of loss and the Canadian Black Book retail clean value or an equivalent valuation of that vehicle at policy inception.

Total Loss Deductible Reimbursement: In the event of a total loss if a deductible has been paid to the primary auto insurer, Optiom Pro will reimburse up to $500 for total loss deductible reimbursement.

Pro Solutions

Designed for vehicles that drive more than 50,000 kilometres per year

Optiom Pro is a total loss vehicle replacement product providing enhanced protection for your new, used or leased vehicle. Regardless if your vehicle is used for personal, business or commercial use, OR any combination of the three, you may qualify for Optiom Pro.

  • Coverage is available for up to 36 months or until the odometer reaches 200,000 kilometres, whichever comes first.

  • Pro is designed to address small to medium-sized businesses that do their own delivery service or have higher mileage.

  • To learn more about Optiom Pro and submit a quote, contact pro@optiom.com today!

Right now is the perfect time to turbocharge your car insurance!

Request a no-obligation quote, or quickly find a broker near you.

Right now is the perfect time to turbocharge your car insurance!

Request a no-obligation quote, or quickly find a broker near you.