A total loss can happen to anyone at any time
In all of the above situations, each person was underinsured! Everyone only received the depreciated amount their vehicle was worth from their primary insurer. In most cases, this wasn’t even enough to cover the outstanding loan owed on their vehicle, leaving some unable to afford to purchase a replacement vehicle.
However, if each of these individuals had purchased Optiom, they could have been protected. Whether they were at fault or not, Optiom could have contributed towards purchasing a brand-new replacement vehicle!
Can you afford to lose your car?
Your car is your lifeline; could you live comfortably without it? Whether it is taking your kids to school and sports, grabbing groceries from the store or going to work, not having ready access to your car when you need it could put your life on hold. What if it didn’t have to be?
Optiom understands your vehicle’s importance to your daily life and helps you get back into another vehicle quickly and easily if your car is written off.
You are underinsured without Optiom
As vehicles become more advanced, minor accidents can lead to your vehicle being written off more easily or having costly repairs.
Due to this, almost all standard insurance plans lack full coverage for the drivers they are meant to protect.
Optiom provides a more complete vehicle replacement insurance product for the everyday driver.
Our numbers speak for themselves
Turbocharge your car insurance with Optiom
Optiom is an affordable car replacement insurance provider that helps you get back on the road with a replacement vehicle when your primary insurer writes off your vehicle due to a total loss.
So amazing
“SO AMAZING!!! From day one until after my truck was repaired, Optiom Insurance made sure every little detail went smooth. Every time I called, I spoke with super friendly representatives that were very thorough and knowledgeable.”
Shaadi B.
Request a quote
Only information needed to respond to program requirements will be requested. Collection, use, and disclosure of personal information are in accordance with the Privacy Act; your submission will be used by a broker to contact you about insurance services. More information can be found within Optiom’s Privacy Policy.
Turbocharge your car insurance with Optiom
Optiom is an affordable car replacement insurance provider that helps you get back on the road with a replacement vehicle when your primary insurer writes off your vehicle due to a total loss.
So amazing
“SO AMAZING!!! From day one until after my truck was repaired, Optiom Insurance made sure every little detail went smooth. Every time I called, I spoke with super friendly representatives that were very thorough and knowledgeable.”
Shaadi B.
The Optiom Quote Request Form
Only information needed to respond to program requirements will be requested. Collection, use, and disclosure of personal information are in accordance with the Privacy Act; your submission will be used by a broker to contact you about insurance services. More information can be found within Optiom’s Privacy Policy.
We give our valued customers the peace of mind they deserve with our insurance
No brainer
“This insurance is a no-brainer. I have used them twice and both times the process was straightforward and very easy. Would highly recommend.”
Ankit A.
Positive experience
“I had a positive experience with Optiom. They were flexible and understanding and made good on their policy. I would buy insurance from them again.”
Susan T.
Very good
“I run an automotive glass shop and I deal with Optiom for customers almost everyday and they have been very good to deal with. Would I recommend them, yes.”
Kunal G.
