Insurance that delivers confidence

For more than 15 years, Optiom has helped Canadians worry less about their financial position and lifestyle when it comes to the benefits provided by traditional auto insurance. We take a customer-centric approach and provide greater value to Canadian drivers through our total loss vehicle replacement products and additional benefits.

Originally launched in British Columbia, Optiom is headquartered in Calgary, Alberta and our operations have expanded eastward across Canada. Optiom provides products in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Nova Scotia. As a coverholder at Lloyd’s, this allows us to deliver on our commitment with both speed and simplicity.

We redefine customer support

We redefine customer support

Accidents don’t happen on a schedule. Our support goes beyond standard business hours and our Client Care team provides an exceptional service experience. “People-focused insurance policies”; we stand by it.

We’ve sold over 500,000 policies

We’ve sold over 500,000 policies

Since we began more than 15 years ago, we have provided more than half a million policies to drivers around Canada – delivering peace of mind and an unbeatable customer experience to them all.

We’re here to help (no, really)!

We’re here to help (no, really)!

Since our inception, we’ve provided more than $250 million worth of new replacement vehicles to customers – and $150 million of that in the last five years alone. When you need us, we’re here to help.

Insurance is our specialty

Insurance is our specialty

We provide unique industry leading vehicle replacement coverage solutions with the driver’s best interests in mind. And that’s 100% of our business!

Backed by Lloyd’s

Backed by Lloyd’s

Optiom is proud to be a Coverholder at Lloyd’s of London authorized to write contracts of insurance on behalf of our syndicate. Confidence and peace of mind in the products being provided.

Canadian through and through

Canadian through and through

Headquartered in Calgary, Alberta we have earned our reputation as a top-tier and professional organization. This is thanks to our superior products, market support and outstanding customer service.