Total Loss Protection For Your Motorcycles, ATVs, UTVs, Snow Machines, And Recreational Vehicles
We are excited to now offer you Optiom Power, which helps protect all of your power sports equipment.
Note that the unit must maintain physical damage coverage with its primary carrier. The Power policy covers only the insured unit and coverage does not extend to your vehicle, attachments, sidecars, trailers, or similar equipment. Policy rates will vary based on whether the unit is insured for seasonal or year-round use. Units designated as a residence or used for full-time living are not eligible for coverage.
Total Loss Protection For Your Motorcycles, ATVs, UTVs, Snow Machines, And Recreational Vehicles
We are excited to now offer you Optiom Power, which helps protect all of your power sports equipment.
Note that the unit must maintain physical damage coverage with its primary carrier. The Power policy covers only the insured unit and coverage does not extend to your vehicle, attachments, sidecars, trailers, or similar equipment. Policy rates will vary based on whether the unit is insured for seasonal or year-round use. Units designated as a residence or used for full-time living are not eligible for coverage.
Motorcycles
Optiom Power is pleased to offer coverage on both off road and on road motorcycles with an insured value of up to $100,000. Power is available on motorcycles with an engine capacity between 25cc and 2000ccs. For electric units, the output range is between 1000 and 5000 watts. Currently all motorcycles that are classed as high performance, used in time trials, racing, and for hill climb activities are excluded.
ATVs & UTVs
Power provides coverage for eligible ATVs and UTVs with an insured value of up to $60,000. The engine capacity must fall between 200cc and 1000cc. If the unit is electric, the maximum power output allowed is 2500 watts. An important rule to remember: Units used in time trials, racing, or hill climb activities are excluded from coverage.
Snowmobiles
Power provides coverage for eligible snowmobiles with an insured value of up to $60,000. The engine capacity should range from 200cc to 1201cc. For electric models, the power output must be between 1000 and 5000 watts. An important rule to remember: Units used in time trials, racing, or hill climb activities are excluded from coverage.
Motorized RVs, Towable RVs, & Truck Campers
The maximum insured value will vary depending on the unit. Motorized and towable units can be insured for a maximum value of $500,000, while truck campers are eligible for coverage with a maximum insured value of $150,000. There are three classes of RVs eligible for coverage. Not all units qualify for coverage. For a complete list of excluded units, check with your broker/dealer.
