Who is Optiom? Optiom is a specialty insurance provider offering supplemental vehicle insurance coverages to help protect you in the event of a partial or total loss. By Optiom|March 9, 2023|General|Comments Off on Who is Optiom? Share This Story, Choose Your Platform! FacebookXLinkedInPinterest About the Author: Optiom Optiom is an affordable car replacement insurance provider that helps you get back on the road when your vehicle is written off by your primary insurer.