Dealer Suite — Revenue Program

Lift F&I PVR without slowing down sales.

Give your dealership a complete F&I protection suite — GAP, VRI, Tire & Rim, and MBP — backed by one partner instead of four separate vendors. Optiom handles underwriting, claims processing, and dealer training from day one, so your F&I desk can start presenting a stronger product lineup without adding headcount, paperwork, or risk to your existing process.

600K+
Policies Written
15+
Years Serving Canadian Dealers
14 Days
Typical Time To Go Live
Canadian car dealership showroom with new vehicle inventory
Coast to Coast
Dealer Network
14 Days
Average Onboarding
600,000+ Policies
Policies Written
Coverholder
at Lloyd's
Why It Matters

Most Dealerships Are Leaving F&I Margin on the Table.

Every vehicle you retail is an opportunity to add protected, recurring F&I revenue — but only if the right products are on the desk at the right moment.

Dealerships that rely on a single legacy F&I provider, or skip ancillary products like GAP, VRI, and Tire & Rim altogether, consistently underperform on per-vehicle retail (PVR) profit compared to dealer groups running a full protection suite. Optiom’s Dealer Suite closes that gap — without adding headcount, paperwork, or risk to your F&I process.

 

A stat every dealer group should be paying attention to

Dealer groups running a full F&I protection suite typically see meaningfully higher PVR than those selling a single product line — the difference compounds across every unrolled deal, every store, every month.

Dealer and customer reviewing F&I products

DEALER SUITE — FULL PRODUCT LINEUP

One Partner. Five Protection Products.

Give your F&I desk a complete protection suite — every product backed by the same claims process and dealer support team.

GAP Coverage

Guaranteed Asset Protection

If a vehicle is declared a total loss before the loan or lease is paid off, GAP covers the difference between the insurance settlement and the remaining balance owed. It’s one of the easiest products to present at the F&I desk, with strong margin and near-universal applicability.

Vehicle Replacement

Vehicle Replacement Insurance

Where GAP closes the loss gap, VRI goes further — replacing a totaled vehicle with a new equivalent model rather than cash settlement. It’s a premium upsell that pairs seamlessly with GAP for a stronger F&I package.

Tire & Rim

Tire & Rim Protection

Potholes, curbs, and road debris are a fact of life for Canadian drivers. This coverage handles repair or replacement costs for tires and rims, giving your F&I desk a low-cost, high-attach add-on.

Mechanical Breakdown

Mechanical Breakdown Protection

Once the manufacturer’s warranty expires, repair bills fall entirely on the customer. MBP covers repair or replacement costs, giving your service department recurring, protected work long after the sale.

Appearance Protection

Appearance Protection

Interior and exterior surface protection against stains, tears, fading, and everyday wear. A high-margin, easy-to-explain add-on that helps customers preserve resale value and keeps vehicles looking new for longer.

Partnership Process

From First Call to F&I Desk in 14 Days.

Onboarding is designed around your existing F&I process — no system overhaul, no added headcount, no interruption to your sales floor.
Step 1

Apply & Align

Book a discovery call with our dealer team. We'll walk through your current F&I mix, identify revenue gaps, and confirm which products fit your store — no obligation, no long deck.
Step 2

Onboard & Train

Your F&I team is trained on the full product suite, given portal access, and equipped with sales collateral. Contracts, underwriting, and dealer setup are handled on our side.
Step 3

Go Live & Grow

Start presenting on the F&I desk with a dedicated Optiom support rep. Real-time reporting, claims handling, and marketing support continue for the life of the partnership.

The Optiom Difference

How We Support Every Dealer Partner

Dedicated Dealer Rep

Every partner dealership is paired with a dedicated Optiom representative for training, product questions, and day-to-day support.

F&I Training & Materials

Your team receives full product training, presentation frameworks, and customer-facing collateral to integrate Mechanical Breakdown into every delivery.

Claims Handled by Us

When a customer files, Optiom’s in-house claims team manages the process end-to-end and coordinates with everyone involved — the customer, their lender, and your dealership when applicable.

GET IN TOUCH

Contact us

Have a question about Dealer Suite or want to bring it to your dealership? Reach out and we’ll point you in the right direction.

Questions? 1-844-427-7587 | dealer@optiom.com