Optiom is Canada’s leading car replacement insurance provider, offering comprehensive coverage that keeps life moving forward. We specialize in total loss vehicle replacement, providing quick, reliable support and transparent service across 6 provinces. With a client-first approach and personalized care, Optiom ensures that our customers and partners are always well-supported, informed, and confident.

Optiom is Canada’s trusted car replacement insurance provider, dedicated to offering seamless, comprehensive coverage in the event of a total vehicle loss. With over 20 years of experience, we are proud to serve clients across BC, Alberta, Saskatchewan, Manitoba, Ontario, and Nova Scotia. Our mission is to deliver straightforward, reliable protection that minimizes disruption and helps clients get back on the road with confidence.

We prioritize client care with personalized service, flexible payment options, and round-the-clock support, ensuring that each individual feels empowered and informed throughout their journey. We believe in fostering lasting partnerships with brokers and dealers by focusing on education and transparency, equipping them with the knowledge to guide their clients effectively.

At Optiom, we put people first, delivering insurance that works for you, not just your vehicle.